"A journey of a thousand miles, begins with a step" Say the Wise. This is very true in many respects. Before a baby walks, they crawl. That is just the natural way of doing things.
If you were to ask me two people that inspire me today, unlike most of you who would say Obama and Sata, I would say Mark Zuckergerg and Bill Gates. These guys have one thing in common. You guessed wrong it is not their line of business. To the contrary, they each followed their heart and gave up what most Zambians need most. Education. Harvard, the most prestigious University in the United States, where America's finest come from like Obama, these guys dropped out. There was no doubt they could make it big in the corporate world should they have graduated. They followed their hearts. Zuckerberg is now CEO of the Worlds largest social networking platform- Facebook.
These guys surely did not make it on their own. The idea was conceived, shared and implemented. Today, they are popular. There are quiet people behind them that we will never know but they are there. They helped make these people.
One problem that I have noticed in us Zambians is SELFISHNESS. "If I share my plan with Mweemba, he will implement it and take all the credit" we say. One thing we need to understand is; No one can ever implement a plan better than the originator. No one. You could steal all my ideas but you will never be me and would never do things as I would. You will never see the world using my eyes. Only me can. For that reason, I would never seek protection to my ideas (copyright). You're free to use them at will but you will never be me. The best you can do is, contact me and ask how I can assist you.
We have many Zambians with small amounts of capital but would like to do business but they can't. Suppose you had say $1000 and wanted to do a sound business, chances are you won't succeed. But should you give up? No! That is not the end. You can do something about it and that is where I come in. To connect you with someone else like you and help you manage something.
Zambians now need to learn to work with each other. How about ten people with, say, $2000 each come together, put their resources together and let someone manage those funds? That is what I would simply call Share Holding. Rewards may not come immediately but surely would with a bit of time. Remember the capital will have to be grown before any tangible rewards are reaped. Remember you will need assets to help you function daily and that is why you need time before you see rewards. Many people see expenditure on Assets as an expense. No, it is not and that why we don't make any deductions under expenses in the INCOME STATEMENT (Profit and Loss Account) but rather go to the STATEMENT OF FINANCIAL POSITION (Balance Sheet) and are added together. They are assets just like Cash and Stock. So allow time for the Non Current Assets (Fixed Assets) to generate the income they are intended to before you can see the benefits. Your manager will do this for you. All you need to do is sit back and relax and let you money work for you. The Manager is employed to make profits for you and that is why he is paid.
People, let us start to do such things now and before we know it, we will have Zambian companies in other countries all from such ideas as this one. Rome was not built in one day but with time, it became an empire. Trust me, there are no short-cuts in life. Those who rush, often crush.
I leave the challenge up to you all. Those with a vision and understand what leaving a legacy means, feel free to contact me and together, we will make it.
Peace and love to you all.
Email: mweemba@gmail.com
Twitter: @Quigleysouth.
Wednesday, January 4, 2012
Monday, January 2, 2012
Alcohol Abuse in Lusaka - Youths
"The future belongs to those who prepare for it today" Said Malcolm X. He was right.
If you live in Lusaka or have in the recent past been in Lusaka's townships like Kabwata, Matero, Kanyama, Mtendere, Kaunda Square, you would bear witness to the alarming levels of Alcohol Abuse in Lusaka. Alcoholism has become the order of the day among the youth and teenagers across the city. It has become a way of life for the majority unemployed. They start drinking even as early as before sunrise. No kidding.
As usual, I took time to interview a few as to establish what their motivation is. I was not received well by most of these visibly disgruntled once normal family members. Others told me that I would never understand how hard their lives were. I wish they had taken time to hear my life. They would probably realise my upbringing was way worse than most of theirs. There was one common answer that I got. Lack of employment. I found this excuse rather interesting and made me ask if they were having these Tujilijili (liquor in sachets). Apparently, the truth is they bought it. This was a matter of concern for me really. If you can buy, then you have the money and if you have the money, then you have a source. It was this source that I needed to know of. But I couldn't figure it out. I remained guessing; maybe they pick pocket people. Maybe they do odd jobs. Whatever the source, would it not be wise to not spend it on alcohol?
Enough of the consumption part. Maybe I'm judgemental because I don't understand what it means or feels to be them. Where is the government in all this really? Does the government not care for it's youth? These tujilijili are being sold at every single bus stop across Lusaka. Are the authorities not aware? Or they are aware except they have a profit motive? What happened the law that prohibits alcohol consumption in public? Bus drivers drink them while driving and bus conductors alike. Is it too hard for the local authorities to take measures? Really, where do politicians live where they are hidden from the realities of the day? Which roads do they drive in that they don't see people selling these spirits at all traffic light? Are they too excited with their security escorts that they legally run red lights and don't see what happens? Or are the people responsible live and work at Civic Centre that they don't go out?
What really can be done to combat this problem? What are the practical solutions to this problem? Prohibit the packaging of liquor in small affordable sachets that only cost K500 ($0.10 or 10 cents)? Are taxes on liquor too low or is liquor simply Tax free of Zero rated (0%) in Zambia? Why really is this nonsense only happening in Zambia? Why? Should we sue the local authority as responsible citizens for failing to live up their mandate?
What is your take on this? Leave your comments here or send me a tweet.
Twitter @Quigleysouth
If you live in Lusaka or have in the recent past been in Lusaka's townships like Kabwata, Matero, Kanyama, Mtendere, Kaunda Square, you would bear witness to the alarming levels of Alcohol Abuse in Lusaka. Alcoholism has become the order of the day among the youth and teenagers across the city. It has become a way of life for the majority unemployed. They start drinking even as early as before sunrise. No kidding.
As usual, I took time to interview a few as to establish what their motivation is. I was not received well by most of these visibly disgruntled once normal family members. Others told me that I would never understand how hard their lives were. I wish they had taken time to hear my life. They would probably realise my upbringing was way worse than most of theirs. There was one common answer that I got. Lack of employment. I found this excuse rather interesting and made me ask if they were having these Tujilijili (liquor in sachets). Apparently, the truth is they bought it. This was a matter of concern for me really. If you can buy, then you have the money and if you have the money, then you have a source. It was this source that I needed to know of. But I couldn't figure it out. I remained guessing; maybe they pick pocket people. Maybe they do odd jobs. Whatever the source, would it not be wise to not spend it on alcohol?
Enough of the consumption part. Maybe I'm judgemental because I don't understand what it means or feels to be them. Where is the government in all this really? Does the government not care for it's youth? These tujilijili are being sold at every single bus stop across Lusaka. Are the authorities not aware? Or they are aware except they have a profit motive? What happened the law that prohibits alcohol consumption in public? Bus drivers drink them while driving and bus conductors alike. Is it too hard for the local authorities to take measures? Really, where do politicians live where they are hidden from the realities of the day? Which roads do they drive in that they don't see people selling these spirits at all traffic light? Are they too excited with their security escorts that they legally run red lights and don't see what happens? Or are the people responsible live and work at Civic Centre that they don't go out?
What really can be done to combat this problem? What are the practical solutions to this problem? Prohibit the packaging of liquor in small affordable sachets that only cost K500 ($0.10 or 10 cents)? Are taxes on liquor too low or is liquor simply Tax free of Zero rated (0%) in Zambia? Why really is this nonsense only happening in Zambia? Why? Should we sue the local authority as responsible citizens for failing to live up their mandate?
What is your take on this? Leave your comments here or send me a tweet.
Twitter @Quigleysouth
Retail Business in Zambia
Without a doubt, Zambia is currently having a lot of spending power in retail than most other Southern African countries with the exception of South Africa. The Zambian economy is growing and so is the population. The Mining and Construction industries are doing well creating a number of jobs for people thereby increasing the aggregate spending power for the economy.
Zambia has really turned into another province of South Africa. We have seen huge movements of capital from the South into Zambia. Many South African retail outlets have found many profit opportunities in Zambia. Shoprite stores, Pick'n'Pay, Game Stores, Pep Stores. Clothing retailers like WoolWorths, Identity, Trueworths, Total Sport, Mr. Price to mention just a few.
One interesting thing though is, there is almost no big retail Zambia company. In fact, there is still a deficit if retail service provision. These South African Giants are only concentrated in Lusaka and the Copperbelt Province of Zambia. Recently, I took a trip to Mkushi, a very big commercial farming community. There is no Retail store. I took time to ask a few people how they feel about this. As you may well have guessed, no investor really has even thought of it. The many rich people including a very good number of white farmers with millions of dollars, either drive or fly to Lusaka to do their shopping.
On the other hand, I have seen so many small shops around Lusaka trying to compete with these South African Giants. Yes, they do make sales but really, they don't have everything that a consumer wants. Suppose, I wanted a loaf of bread as well as polony and cereals. There is no doubt I will find bread at one local shop but not the other products. I will have to visit 3 local shops to complete my shopping. As a result, I will simply go one Retail Store and get everything under one roof. There is really no harm in buying from these stores and I'm not encouraging anyone to shun them. To the contrary, I have a plan for these small traders that can make them profitable.
How about a cooperative. Identify yourself with 3-10 other traders of your category, put your resources together, go to a place like Mkushi, Choma or indeed any other place for that matter and open a sound store that will house everything under one roof. Zambian should start to think outside the box and go out. We as Zambians are too urbanised mentally. We will stop at nothing from being in Lusaka.
Do you have a capital and need a sound business plan, feel free to contact me. Networking is the key to modern business. Are you a non-Zambian seeking to establish a business in Zambia? Bring it on! Zambia remains unexplored.
Twitter @Quigleysouth
Zambia has really turned into another province of South Africa. We have seen huge movements of capital from the South into Zambia. Many South African retail outlets have found many profit opportunities in Zambia. Shoprite stores, Pick'n'Pay, Game Stores, Pep Stores. Clothing retailers like WoolWorths, Identity, Trueworths, Total Sport, Mr. Price to mention just a few.
One interesting thing though is, there is almost no big retail Zambia company. In fact, there is still a deficit if retail service provision. These South African Giants are only concentrated in Lusaka and the Copperbelt Province of Zambia. Recently, I took a trip to Mkushi, a very big commercial farming community. There is no Retail store. I took time to ask a few people how they feel about this. As you may well have guessed, no investor really has even thought of it. The many rich people including a very good number of white farmers with millions of dollars, either drive or fly to Lusaka to do their shopping.
On the other hand, I have seen so many small shops around Lusaka trying to compete with these South African Giants. Yes, they do make sales but really, they don't have everything that a consumer wants. Suppose, I wanted a loaf of bread as well as polony and cereals. There is no doubt I will find bread at one local shop but not the other products. I will have to visit 3 local shops to complete my shopping. As a result, I will simply go one Retail Store and get everything under one roof. There is really no harm in buying from these stores and I'm not encouraging anyone to shun them. To the contrary, I have a plan for these small traders that can make them profitable.
How about a cooperative. Identify yourself with 3-10 other traders of your category, put your resources together, go to a place like Mkushi, Choma or indeed any other place for that matter and open a sound store that will house everything under one roof. Zambian should start to think outside the box and go out. We as Zambians are too urbanised mentally. We will stop at nothing from being in Lusaka.
Do you have a capital and need a sound business plan, feel free to contact me. Networking is the key to modern business. Are you a non-Zambian seeking to establish a business in Zambia? Bring it on! Zambia remains unexplored.
Twitter @Quigleysouth
Saturday, December 31, 2011
Southern African Road Trip- Join Us
For many years, I have always thought to myself it would be cool to venture into an interesting Road Trip of Southern Africa. For a few years now, this remained but only a thought.
There are a lot of myths surrounding Africa's lifestyle. While I lived I British Columbia, Canada, I had an opportunities to speak to various categories of people. Elementary school kids, college youths and senior citizens mainly from the Mennonite Church community. I was asked questions like who the President of Africa is? Are there lions in our cities? Do we have running water in our homes? How did I travel to Canada, do we have airports in Africa? My answer had been; "My nationality is Zambian and not African." These questions from North American people were genuine. People believe what they see on TV on Discovery or National Geographic or Animal planet channels. Based on this I thought, Would it not be awesome to plan a trip into Southern Africa and invite random people from different countries to come along? Say a group of six people who want to go on holidays and spend it entirely on our highways. Take Cameras; video and still alike.
Set off from Lusaka, Zambia's capital, head down south to Zambia's Tourist capital, Livingstone. There see the Mighty Victoria Falls at the Zambia-Zimbabwe border on the Zambezi river (Yes, the Victoria Falls are in Zambia and not Zimbabwe). From there head west about 130km to the Zambia-Namibia border. Drive along the Caprivi Strip of Namibia. See the world's highest Sand dunes in Namibia. Drink the infamous Namibian larger Windhoek named after the country's capital city. Meet the people of Namibia, fall in love and rise again. Head down South to the Namibia South African border as we cross the Orange river into the Northern Cape Province of South Africa. This place is officially the hottest place in South Africa. It has only two (2) seasons. The hot season (the locals call it winter) and the hotter season. That's right! If you're Canadian or European, you would say they only have one season there.
From there, drive further down south almost along the shores of the atlantic ocean to the Western Cape Province of South Africa (Cape Town). Take photos of the famous Table mountain. Visit some Wineries and taste some. Head East to the Eastern Cape along the shores of the Indian Ocean this time to Port Elizabeth. Club some there, do whatever there is to do. Proceed East along the coast line to Kwazulu Natala Province commonly known as KZN to Durban the Provincial Capital. There enjoy the cost life with the World's best beaches, healthy environment and some beautiful and handsome Zulu people. From there drive West- North- West to Gauteng province into Johannesburg. Visit Soweto and have some beers, roasted meat and more beers from the Shabeen (not so high class bars but very friendly). From Gauteng drive to Swaziland and hug a few Swazi Virgins that the King can let us have there if we may be too lucky. Just don't marry any because you may end up marrying many. From Manzini, Swaziland, we will drive North and cross in Mozambique. The languge there changes and it will be time for smart phones to use google translate. Unless of course one can speak Portuguese. Once we get to the capital Maputo, we will be able to find people who speak english though with a sexy Portuguese accent. There every night is a friday when it comes partying. Those guys can party. Provided everybody agrees to leave Maputo, we will drive a bit further up north into Malawi. In Malawi, we will camp on lake Malawi and enjoy the World's clearest lake. Drink tea, if you like buy a farm and grow tobacco or if you're like me, just buy their music which the Malawians are convinced beyond any doubt that it is Reggae. I maintain it is not. It could help relieve the stress as you try to make sense out of all they are singing about. By the time you figure they are singing about nothing, we will be on the Zambian border with Malawi in Eastern Zambia and will only be 6 hours drive away from where we had started from. Lusaka.
Do you wanna be part of this adventure? Email me at mweemba@gmail.com twitter @Quigleysouth or just call me on my cell +260-967-631-622. I will discuss the budget with you. Only 6 people required for this adventure. Come as a couple if you like but be ready to help to drive. 
There are a lot of myths surrounding Africa's lifestyle. While I lived I British Columbia, Canada, I had an opportunities to speak to various categories of people. Elementary school kids, college youths and senior citizens mainly from the Mennonite Church community. I was asked questions like who the President of Africa is? Are there lions in our cities? Do we have running water in our homes? How did I travel to Canada, do we have airports in Africa? My answer had been; "My nationality is Zambian and not African." These questions from North American people were genuine. People believe what they see on TV on Discovery or National Geographic or Animal planet channels. Based on this I thought, Would it not be awesome to plan a trip into Southern Africa and invite random people from different countries to come along? Say a group of six people who want to go on holidays and spend it entirely on our highways. Take Cameras; video and still alike.
Set off from Lusaka, Zambia's capital, head down south to Zambia's Tourist capital, Livingstone. There see the Mighty Victoria Falls at the Zambia-Zimbabwe border on the Zambezi river (Yes, the Victoria Falls are in Zambia and not Zimbabwe). From there head west about 130km to the Zambia-Namibia border. Drive along the Caprivi Strip of Namibia. See the world's highest Sand dunes in Namibia. Drink the infamous Namibian larger Windhoek named after the country's capital city. Meet the people of Namibia, fall in love and rise again. Head down South to the Namibia South African border as we cross the Orange river into the Northern Cape Province of South Africa. This place is officially the hottest place in South Africa. It has only two (2) seasons. The hot season (the locals call it winter) and the hotter season. That's right! If you're Canadian or European, you would say they only have one season there.
From there, drive further down south almost along the shores of the atlantic ocean to the Western Cape Province of South Africa (Cape Town). Take photos of the famous Table mountain. Visit some Wineries and taste some. Head East to the Eastern Cape along the shores of the Indian Ocean this time to Port Elizabeth. Club some there, do whatever there is to do. Proceed East along the coast line to Kwazulu Natala Province commonly known as KZN to Durban the Provincial Capital. There enjoy the cost life with the World's best beaches, healthy environment and some beautiful and handsome Zulu people. From there drive West- North- West to Gauteng province into Johannesburg. Visit Soweto and have some beers, roasted meat and more beers from the Shabeen (not so high class bars but very friendly). From Gauteng drive to Swaziland and hug a few Swazi Virgins that the King can let us have there if we may be too lucky. Just don't marry any because you may end up marrying many. From Manzini, Swaziland, we will drive North and cross in Mozambique. The languge there changes and it will be time for smart phones to use google translate. Unless of course one can speak Portuguese. Once we get to the capital Maputo, we will be able to find people who speak english though with a sexy Portuguese accent. There every night is a friday when it comes partying. Those guys can party. Provided everybody agrees to leave Maputo, we will drive a bit further up north into Malawi. In Malawi, we will camp on lake Malawi and enjoy the World's clearest lake. Drink tea, if you like buy a farm and grow tobacco or if you're like me, just buy their music which the Malawians are convinced beyond any doubt that it is Reggae. I maintain it is not. It could help relieve the stress as you try to make sense out of all they are singing about. By the time you figure they are singing about nothing, we will be on the Zambian border with Malawi in Eastern Zambia and will only be 6 hours drive away from where we had started from. Lusaka.
Do you wanna be part of this adventure? Email me at mweemba@gmail.com twitter @Quigleysouth or just call me on my cell +260-967-631-622. I will discuss the budget with you. Only 6 people required for this adventure. Come as a couple if you like but be ready to help to drive.
Monday, June 27, 2011
Payments; Congo and Angola
Dear brothers in Congo and Angola,
I am confirming to you that refunds of your commitment fees paid upon our mutual business deals have been transfered to your various bank accounts as provided to me by you.
I just want to express my gratitude towards the good business relationship that we have enjoyed over the past few years. I am grateful to you more than you would to me for the trust you gave to me. I am hoping we can continue in the future when things are different from the way they are now.
I further want to wish you success in your business endevours now and the future. As always, I am reacheable for any kind of assistance that you may need from me from time to time that you think I can help with.
Be advised that your money will take up to a maximum of 24 banking hours to reflect and if after that time nothing comes, please, feel free to contact me and I will make a quick follow up.
Kind regards and thanks,
Mweemba Krushev Mwiinde
I am confirming to you that refunds of your commitment fees paid upon our mutual business deals have been transfered to your various bank accounts as provided to me by you.
I just want to express my gratitude towards the good business relationship that we have enjoyed over the past few years. I am grateful to you more than you would to me for the trust you gave to me. I am hoping we can continue in the future when things are different from the way they are now.
I further want to wish you success in your business endevours now and the future. As always, I am reacheable for any kind of assistance that you may need from me from time to time that you think I can help with.
Be advised that your money will take up to a maximum of 24 banking hours to reflect and if after that time nothing comes, please, feel free to contact me and I will make a quick follow up.
Kind regards and thanks,
Mweemba Krushev Mwiinde
How to Sell Wisely; Gold Dust
What is Gold Dust? People ask.
Gold dust is the form of gold that is collected by panning for gold or other forms of placer mining and is composed of flakes and occasionally small nuggets.
If you want to sell gold dust, the easiest way to do so is to find a company that can assay (test) and refine the gold. There are several ways to sell gold dust either online or through a local dealer. Whichever method you choose, the steps you need to take are pretty much the same. Caution has to be taken when selling Gold dust. Remember, you can never sell Gold Dust on facebook. I have been a victim of fraud on facebook. People without phone numbers will claim to have Gold Dust or are buying when in actual sense, they just either want to robe you of your money, or swindle you of your Gold Dust. Generally, these people have no knowledge whatsoever of what is involved in Gold marketing or any other form of precious minerals.
Below are the steps you would consider taking to sell your Gold Dust
Instructions
1.
* 1
Find out what the current market prices are for gold. Prices for both refined gold (gold bullion and investment coins) and unrefined gold vary with the commodity price of the metal and can change from day to day.
* 2
Have your gold dust tested (assayed). Assaying determines whether your gold dust is real gold and what the purity is. Buyers will want to see an assay report before purchasing your gold dust.
* 3
Locate a dealer to buy your gold dust. In many cases, assay services also refine precious metals, so you may be able to test and sell gold dust at the same time.
* 4
Sell your gold dust. You will not get a price per ounce equal to the daily spot price of gold because the buyer must allow for the costs of refining the gold dust. However, good buyers will give you fair prices, especially if you get quotes from multiple buyers.
* 5
Maintain careful records of your transactions. When you sell gold in any form and make a profit, you will need to declare it on your tax return.
Above all, buyers are more interested in dealing direct with the trusted person they know and would rarely engage in direct talks with the Seller because this reduces the risk of losing their money to someone they don't know. Buyers generally don't pay people like me. I generally make money from the sellers themselves. Some sellers though are difficult to deal with. They have no clue how much is involved in travelling to meet all these people and remember, not everyone will end up buying. Such Sellers have remained stagnant. If you want to make money, use lose a bit of money. Truthfully speaking, what you end up paying as commission is absolutely nothing compared to what you make.
Also, there are times when a Seller and Buyer start to deal directly and that is the time when the Middle man loses everything. This is business and it is expected. My message, Be careful and prudent in your business.
Above all; ALL THINGS WORK FOR GOOD TO THOSE THAT LOVE AND TRUST THE LORD! God is my Director and I work through him who strengthens me.
By Mweemba Mwiinde
Gold dust is the form of gold that is collected by panning for gold or other forms of placer mining and is composed of flakes and occasionally small nuggets.
If you want to sell gold dust, the easiest way to do so is to find a company that can assay (test) and refine the gold. There are several ways to sell gold dust either online or through a local dealer. Whichever method you choose, the steps you need to take are pretty much the same. Caution has to be taken when selling Gold dust. Remember, you can never sell Gold Dust on facebook. I have been a victim of fraud on facebook. People without phone numbers will claim to have Gold Dust or are buying when in actual sense, they just either want to robe you of your money, or swindle you of your Gold Dust. Generally, these people have no knowledge whatsoever of what is involved in Gold marketing or any other form of precious minerals.
Below are the steps you would consider taking to sell your Gold Dust
Instructions
1.
* 1
Find out what the current market prices are for gold. Prices for both refined gold (gold bullion and investment coins) and unrefined gold vary with the commodity price of the metal and can change from day to day.
* 2
Have your gold dust tested (assayed). Assaying determines whether your gold dust is real gold and what the purity is. Buyers will want to see an assay report before purchasing your gold dust.
* 3
Locate a dealer to buy your gold dust. In many cases, assay services also refine precious metals, so you may be able to test and sell gold dust at the same time.
* 4
Sell your gold dust. You will not get a price per ounce equal to the daily spot price of gold because the buyer must allow for the costs of refining the gold dust. However, good buyers will give you fair prices, especially if you get quotes from multiple buyers.
* 5
Maintain careful records of your transactions. When you sell gold in any form and make a profit, you will need to declare it on your tax return.
Above all, buyers are more interested in dealing direct with the trusted person they know and would rarely engage in direct talks with the Seller because this reduces the risk of losing their money to someone they don't know. Buyers generally don't pay people like me. I generally make money from the sellers themselves. Some sellers though are difficult to deal with. They have no clue how much is involved in travelling to meet all these people and remember, not everyone will end up buying. Such Sellers have remained stagnant. If you want to make money, use lose a bit of money. Truthfully speaking, what you end up paying as commission is absolutely nothing compared to what you make.
Also, there are times when a Seller and Buyer start to deal directly and that is the time when the Middle man loses everything. This is business and it is expected. My message, Be careful and prudent in your business.
Above all; ALL THINGS WORK FOR GOOD TO THOSE THAT LOVE AND TRUST THE LORD! God is my Director and I work through him who strengthens me.
By Mweemba Mwiinde
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